行为金融援助代码

一种。介绍

澳门银河手机app下载(“澳门银河手机app”)要求其管理人员,董事,雇员,代理人和承包商(“人员”


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本行为金融援助代码( “码”) is part of those standards, and must be complied with by Personnel. It prohibits conflicts of interest with the responsibilities of Personnel with respect to any public or private student education loans (collectively “贷款(S)” “贷款人(S)”),要不就是澳门银河手机app本身,或任何人员。这个代码补体相关规则,并可能施加进一步的要求,例如澳门银河手机app的政策要求,澳门银河手机app利益冲突的规则更广泛地说,和某些附加规则尊重学生的财政援助的管理符合纽约州的学生贷款问责制,透明度和执法行为。

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湾具体要求

(1)收入分享安排禁令

(a)中禁止

澳门银河手机app不得进入与任何贷款人的任何收入分享安排。

(b)中定义

本款的目的,术语“收入分享安排”是指澳门银河手机app和贷款人之间的安排下which--

(一)贷款人提供或发出贷款给参加库珀联合学院的学生还是这些学生的家庭;和

(2)班的礼物

(a)中禁止

Neither The 澳门银河手机app, nor any Personnel on their own behalf or on behalf of another, shall, directly or indirectly, solicit, accept or receive any gift from or on behalf of a Lender.

(b)中的礼物定义

(i)如一般

(二)例外术语“礼物”,不包括任何以下内容:

(I) Standard material, activities, or programs on issues related to a loan, default aversion, default prevention, or financial literacy, such as a brochure, a workshop, or training.

(III) Favorable terms, conditions, and borrower benefits on a Loan provided to a student employed by The Cooper Union if such terms, conditions, or benefits are comparable to those provided to all students of The 澳门银河手机app.

(IV) Entrance and exit counseling services provided to borrowers to meet The 澳门银河手机app's responsibilities for entrance and exit counseling as required by applicable law, as long as--

(AA)的澳门银河手机app的工作人员都在咨询的控制(不论亲身或通过电子的能力);和

(BB)这种咨询不提倡任何具体的贷款人的产品或服务。

(V) Philanthropic contributions to The 澳门银河手机app from a Lender that are unrelated to Loans or any contribution from any Lender, and that are not made in exchange for any advantage related to Loans.

(六)国家教育助学金,奖学金或经济资助资金通过或代表国家的管理。

(三)礼物给家人规则

For purposes of this paragraph, a gift to a family member of Personnel or to any other individual based on that individual's relationship with Personnel shall be considered a gift to Personnel if--

(I)的礼物的知识和这些人员的默许给出;和

(ii)该人员有理由相信礼物被赋予因为这些人员的正式立场。

(3)合同安排禁止

(a)中禁止

谁是在金融援助办公室的澳门银河手机app或否则谁具有相对于贷款,或谁拥有相对于贷款的责任代理责任的雇用的高级人员或雇员,不得向任何贷款人接受任何费用,付款或其他经济利益(包括购买股票的机会)。 (用于咨询委员会服务,请参阅第7,下文)。

(二)本款例外任何规定不得解释为prohibiting--

(I)的官员或谁没有在澳门银河手机app的财政援助办公室,谁采用不以其他方式相对于贷款,或谁没有澳门银河手机app贷款责任的代理职责,从进行支付的澳门银河手机app的员工或无偿服务于贷款人的董事会,提供这种服务的全部公开到澳门银河手机app提出。

(二)谁没有在澳门银河手机app的财政援助办公室使用的澳门银河手机app,但谁的官员或雇员相对于责任贷款在澳门银河手机app举办的位置,或者谁与负责代理的结果对于贷款,从贷款人的董事会进行有偿或无偿服务,但这些管理人员,雇员或代理人不得参加澳门银河手机app在库珀联合贷款的任何决定进行回避;要么

(iii) an officer, employee, or contractor of a Lender from serving on a board of directors, or serving as a trustee, of The Cooper Union, provided that any such board member or trustee must recuse themselves from any decision regarding Loans at The 澳门银河手机app.

(4)与借款相互作用

澳门银河手机app应不是 -

(a)用于任何首次借款人,分配,通过奖包装或其它方法,借款人的贷款到特定贷方;要么

(b)拒绝作证,或延缓认证的基础上,具体的贷款方或担保机构对借款人的选择任何贷款。

(5)禁止对民间借贷资金的报价

(a)中禁止

The Cooper Union shall not request or accept from any lender any offer of funds to be used for private Loans, including funds for an opportunity pool loan, to students in exchange for The 澳门银河手机app providing concessions or promises regarding providing the lender with--

(ⅰ)中指定数量的公共贷款; (ii)该专用贷款指定贷款体积;或(iii)用于这种私人贷款优选贷方布置。

(二)机遇池贷款的定义

在这一段中,术语“机会池贷款”,是指贷款人向出席澳门银河手机app,或直接或间接地涉及支付,这样的学生的家庭成员的学生做了民办教育贷款,由点的澳门银河手机app,保险费,额外利息,或财政支持,以这样的贷款人提供信贷的学生或家庭这类贷款人的目的。

(6)在工作人员协助禁令

(a)中禁止

澳门银河手机app不得要求或接受任何贷款人接受与呼叫中心工作人员或财政援助办公室工作人员的任何援助。

(b)某些援助允许

没有在这一禁令应被理解为从贷款人相关的中场休息索取或接受援助禁止澳门银河手机app

(一)财政援助管理员的专业发展培训;

(ii) providing educational counseling materials, financial literacy materials, or debt management materials to borrowers, provided that such materials disclose to borrowers the identity of any Lender that assisted in preparing or providing such materials; or

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(7)咨询委员会补偿

谁担任顾问委员会,委员会或由贷款人的贷款人或一组确定的一组人员,应当由贷款人对于这样的工作,或对这种服务的费用偿付的款项及贷款人或组接受任何有价值的东西被禁止。这不应禁止任一:(a)澳门银河手机app贷款人的贷款人或组的一个咨询委员会即以任何方式对贷款无关参与;或(b)没有直接参与或不从澳门银河手机app的财政援助办公室的功能中受益,从服务于一家公开上市或私人控股公司的董事会,除上述外禁止谁人员收到任何有价值的东西。

c.reporting程序

澳门银河手机app需要人员约行为澳门银河手机app善意的担心,似乎违反了此代码报告,并在此代码 “告密者” is the individual reporting such activity.The Cooper Union strictly prohibits any harassment, retaliation, or adverse employment consequences against any Whistleblower who, in good faith, reports a violation or suspected violation of this Code, and any person who retaliates against a Whistleblower is subject to appropriate disciplinary and corrective action, up to and including termination of employment in the case of an employee. In most cases, an employee’s supervisor will be in the best position to address an area of concern. However, if any employee is not comfortable speaking with his or her supervisor, or is not satisfied with his or her supervisor’s response, the employee is encouraged to speak with [the Vice President of Finance & Administration]*. All supervisors and managers employed by The Cooper Union are required to report suspected violations of this Code to [the Vice 主席 of Finance & Administration]*, who serves as The 澳门银河手机app Equal Opportunity Officer.

因为知情不报不当行为本身可以理解为纵容不当行为,澳门银河手机app强调报告的重要性,以及未报告错误行为的认识本身可能导致对谁不报人员的纪律处分。做报告的人的身份将被保密与澳门银河手机app的利益和法律义务相一致的程度。所有报告违反本准则将由澳门银河手机app立即进行调查,并进行保密处理与澳门银河手机app的利益和法律义务相一致的程度。所有人员都必须以涉嫌违反本规范的调查进行合作。如果调查结果表明需要采取纠正措施,澳门银河手机app将决定它应采取的纠正问题,避免其复发的可能性哪些步骤。

* In August 2013, Yvonne Moray, HR Director, assumed the role of EEO Officer pending an appointment to replace the vacated Vice 主席 of Finance & Administration position.


批准受托人2009年3月4日的板

  • Founded by inventor, industrialist and philanthropist 彼得库珀 in 1859, The 澳门银河手机app for the Advancement of Science and 艺术 offers education in art, architecture and engineering, as well as courses in the humanities and social sciences.

  • “我的感受,我的愿望,我的希望,拥抱世界各地的人类,”彼得库珀宣告了1853年的演讲,他期待的时候, “知识应覆盖地球的水覆盖,大渊。”

  • 从一开始,澳门银河手机app是一个独特的机构,致力于创办彼得库珀的命题,即教育不仅是个人的繁荣,但到关键 公民道德与和谐.

  • 彼得库珀希望他的毕业生具备一定的技术掌握和创业技能,丰富他们的智力和激发他们的创造力和发展 社会公正感,将转化为行动.